If you suffered an on-the-job injury, it is important that you retain the help of an experienced Ponca City workers’ compensation attorney and Ponca personal injury lawyer at BDIW Law as soon after the accident as possible. This is especially true if you work in a dangerous industry, such as construction, manufacturing, delivery, farming, or other notoriously hazardous fields.
While workers’ compensation insurers have a duty to pay out benefits for a valid claim regardless of fault, they also have duties to insureds and shareholders alike to pay out as little in claims as possible. To keep claim payouts down, these companies enlist the help of thorough investigators to ensure that every aspect of the incident occurred as the worker claimed.
Furthermore, to ensure that both the employer and the worker upheld the strict safety standards set forth by state, federal, and industry regulatory agencies. If the investigators discover a discrepancy in the claim or discover that the employer or employee inadvertently caused the injury, it could make recovery much more difficult.
Work with a Skilled Workers’ Compensation Lawyer in Ponca City, OK
At BDIW Law, we understand how insurance agencies think and can help you do what is necessary to ensure that your claim does not get denied. While we are prepared to help workers across all industries, we have significant experience with more complex cases. We have helped workers across the following industries recover compensation for their injuries and damages:
Construction
The construction industry is one of the most dangerous injuries a person can work within, as it is fraught with perils such as great heights, sharp equipment, heavy equipment, unsteady platforms, power tools, and heavy machinery.
Common construction accidents and injuries include burns, electrocutions, broken bones, eye injuries, spinal cord injuries, brain and head injuries, knee and ankle injuries, and illnesses caused by toxic exposure. Many of these injuries can be temporarily or even permanently debilitating.
Warehousing
Warehouses are almost as dangerous as construction sites as they, too, involve heavy machinery, heavy equipment, and unsecured platforms. Some common types of warehousing incidents include pallet rack collapses, slip and falls, forklift crashes, and hazardous materials incidents.
Farming
Approximately 100 agricultural workers suffer injuries on a daily basis across the United States. The fatality rate among farmers and farm workers is 21.4 deaths per 100,000 workers, which equates to approximately 417 deaths per year. The most common cause of death within the industry is tractor overturns, followed by farm machine entanglements and suffocation by entrapment in grain bins or silos.
Many workers sustain injuries by falling from farm equipment or by becoming entangled in machinery. Family members of deceased farm accident victims may be able to recover death benefits, while accident victims themselves may be able to recover for disfigurement, loss of limbs, or other injuries sustained.
Industrial and Manufacturing
Factory workers are susceptible to a variety of injuries, including but not limited to overexertion, repetitive motion injuries, respiratory problems, illnesses caused by dangerous exposures, burn injuries, broken bones, amputation, musculoskeletal disorders, and vision loss.
Trucking and Delivery
When most people think of trucking injuries, they think of those that victims of trucking accidents sustain, but the truth is that truckers are susceptible to injury, as well. Truckers often suffer bruises, strains and sprains, lacerations, back pain, and neck pain. They are also at risk for traumatic injuries that occur in crashes.
Healthcare
Healthcare providers are often at risk of sustaining sprains and strains, as well as musculoskeletal disorders that arise from overexertion. Doctors, nurses, and other healthcare workers are also at risk for needle sticks, infections, bloodborne infectious diseases, head injuries, broken bones, and patient violence, just to name a few.
Public Work
Public workers include firefighters, police officers, EMTs, park rangers, public defenders, sanitation workers, and corrections officers. Threats to these workers are many but vary depending on the role a person undertakes.
Common injuries within the public sector include human and animal attacks, chemical-related illnesses, sprains, strains, lacerations, crush injuries, burns, fractures, traumatic brain injuries, internal injuries, and other severe injuries.
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SPEAK TO AN ATTORNEY TODAYTypes of Workers Compensation Benefits in Ponca City, OK
After suffering a work-related injury, you should not be stuck in financial ruin. Fortunately, with help from a workers’ compensation attorney in Ponca City, OK, you may be able to access the workers’ comp. benefits you are entitled to.
The insurance company will be required to compensate you for every healthcare expense related to your on-the-job injury. Examples of these costs could include
- Transportation fees
- Prescription medication
- Co-pays
- Attendant care fees
- Home healthcare
- Medical equipment and devices
- Future medical expenses
- Mental health counseling
- Occupational therapy
- Surgical treatment and intervention
Replacement Benefits
Healthcare costs are not the only expense the insurance company should cover. They will also be obligated to provide you with wage replacement benefits that include a portion of your lost income. Generally, this is set at a rate of 70% of your average weekly salary.
However, this amount can vary depending on the severity of your injuries, the type of injury you are diagnosed with, and the maximum amount of workers’ compensation disability benefits payable by law. Additionally, if your injuries are so severe you are unable to continue working, you may have the right to vocational rehabilitation benefits. These are designed to ensure you have the job training and education you need to find work in another industry if your injuries will prevent you from returning to your pre-injury position.
Experienced Ponca City Workers’ Compensation Lawyer
If you’ve been injured, you need a skilled Ponca City Workers’ Compensation lawyer to protect your rights. At BDIW Law, we understand the challenges you face after a work-related injury and are dedicated to helping you secure the compensation you’re entitled to. With years of experience in workers’ compensation law, our team has a proven track record of successfully representing injured workers throughout Ponca City. Whether dealing with medical bills, lost wages, or navigating the complex legal process, our expert work injury attorney is here to provide the support and guidance you need.
5 Ponca City Workers’ Compensation FAQs:
Q: What is workers’ compensation, and who is eligible?
A: Workers’ compensation is insurance that benefits employees injured or become ill due to their job. Most employees are eligible for workers’ compensation, regardless of fault. This coverage includes medical expenses, rehabilitation costs, and a portion of lost wages.
Q: What should I do if I’ve been injured at work?
A: If you’ve been injured at work, it’s essential to report the injury to your employer as soon as possible. Seek medical attention and document the incident. Then, contact a Ponca City Workers’ Compensation lawyer to understand your rights and navigate the legal process.
Q: Can I choose my doctor for treatment?
A: Often, your employer’s workers’ compensation insurance will have a network of approved medical providers. You may need to choose a doctor from this network for your initial treatment. However, you might have options to change doctors later in the process.
Q: How much compensation am I entitled to receive?
A: The amount of compensation you’re entitled to depends on various factors, including the nature and severity of your injury, medical expenses, and the extent of your lost wages. Consulting with a workers’ compensation lawyer will help you understand the potential value of your claim.
Q: Do I need a lawyer for my workers’ compensation claim?
A: While you can file a claim without legal representation, having a Ponca City Workers’ Compensation lawyer on your side can significantly improve your chances of receiving fair compensation. An experienced attorney can guide you through the process, ensure your rights are protected, and negotiate with insurance companies on your behalf.
Contact a Workers’ Compensation Attorney in Ponca City, OK Today
If you or a loved one sustained a serious injury or injuries on the job, contact an experienced Ponca City workers’ compensation lawyer at BDIW Law to discuss your case. Call our firm or fill out our convenient contact form to schedule your free consultation today.
