Uber and Lyft drivers have automobile liability insurance coverage. Any driver who operates a vehicle while working for Uber or Lyft must have insurance that satisfies the minimum requirements of the state in which the vehicle operates. Also, Uber and Lyft provide automobile liability insurance when the Uber driver or Lyft driver turns on the software application inside the automobile.
The Automobile Insurance Policies Held by Uber and Lyft
Individuals may suffer injuries during rideshare accidents, and they may need to retain an Oklahoma car accident lawyer. These injured victims may seek monetary compensation through the automobile insurance policy held by the at-fault driver. However, Uber and Lyft offer drivers up to $1 million in automobile liability insurance to provide coverage for automobile accidents.
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SPEAK TO AN ATTORNEY TODAYThe Details Regarding Automobile Insurance Policies Held By Uber and Lyft
The following automobile insurance coverage limits apply to automobile accidents caused by an Uber or Lyft driver:
- When a passenger is in the Uber or Lyft vehicle: $1 million in bodily injury per automobile accident, in addition to limited property damage and uninsured motorist coverage.
- When an Uber or Lyft driver has accepted a ride request, and the driver is on the way to pick up the passenger: $1 million in bodily injury per accident.
- When an Uber or Lyft driver has logged into the rideshare application but has not accepted a ride: $50,000 in bodily injury per person and $100,000 per automobile accident.
The automobile liability insurance provided by Uber and Lyft is only active when the driver is working. If you suffer injuries during an Uber or Lyft accident when they are not logged into the rideshare application, then you will need to file your injury claim against their personal automobile liability insurance.
Paying Medical Bills After an Uber or Lyft Accident
Uber and Lyft designate their drivers as independent contractors, not employees. This can make it more arduous to hold Uber or Lyft liable for the automobile accidents caused by rideshare drivers. Determining if the Uber or Lyft driver involved in an accident is designated as an independent contractor or an employee is important to your case.
The Most Common Causes of Uber and Lyft Accidents in Oklahoma
Uber and Lyft accidents occur for many different reasons. An Oklahoma motor vehicle accident lawyer can provide you with information about accident statistics in Oklahoma. However, some of the most common causes of Uber and Lyft accidents include the following:
- Following an automobile too closely
- Reckless driving
- Not checking blind spots when changing lanes
- Passing other vehicles in an aggressive manner
- Not using turn signals
- Failing to yield the right-of-way
- Driving at an excessive rate of speed
- Distracted driving
- Fatigued driving
- Texting and driving
These behaviors can give rise to complex cases. Sometimes it can be difficult to determine which party is liable for an automobile accident. The best thing you can do is speak to a knowledgeable personal injury lawyer who has experience handling Uber and Lyft accident cases.
An Uber and Lyft Accident Attorney Can Provide You with Exceptional Legal Representation
Uber and Lyft accident attorneys have experience working on these types of cases. Investigating Uber and Lyft accidents can take time, and it is also important to negotiate with insurance companies from the beginning of the case. Determining which party is liable for the automobile accident can be difficult because a third party, the rideshare company, or the driver may be liable for the automobile accident.
An accident attorney can also help you calculate the total damages amount associated with your accident. Also, if your case does not settle before trial, a skilled personal injury lawyer can represent your legal interests at trial. However, the majority of civil lawsuits settle before trial.
The Most Common Injuries Victims Suffer During Uber and Lyft Accidents
Accident victims may suffer different injuries depending on the nature and force of the impact caused by the accident. The following are some of the most common injuries victims suffer during Uber and Lyft accidents:
- Temporary disability
- Permanent disability
- Internal hemorrhaging
- Amputation
- Fractured bones
- Traumatic brain injuries
- Neck injuries
- Soft tissue injuries
These injuries can cause long-term complications that require extensive surgery and physical rehabilitation. Having an attorney on your side will help you recover from your injuries while your legal representative handles every aspect of your civil lawsuit.
The Types of Damages Injured Victims May Claim in an Uber or Lyft Accident Case
You may have suffered severe injuries during an Uber or Lyft accident. Typically, accident victims claim special damages and general damages. The following are some of the most common examples of special damages and general damages:
- Property damage
- Emotional distress
- Pain and suffering
- Lost earnings
- Loss of enjoyment of life
- Medical bills
The nature of the accident and your resulting injuries will determine which types of damages you may claim in an Uber or Lyft accident case.
The Most Common Types of Accidents Involving Uber and Lyft
Uber and Lyft drivers are most often involved in automobile accidents. But other types of accidents may also affect Uber and Lyft drivers. The following are some of the most common types of accidents involving Uber and Lyft drivers:
- Rollover accidents
- Bicycle accidents
- Scooter accidents
- Pedestrian accidents
- Drunk driving accidents
Accident victims are often in shock when they suffer injuries. These accidents are extremely serious, and you should not hesitate to seek medical treatment as soon as possible after an automobile accident.
Contact BDIW Law Today to Schedule a Free Consultation
You do not have to feel intimidated or confused because you want to know more about filing legal claims against Uber or Lyft. We have years of experience representing clients in Uber and Lyft accident cases. Contact us today to schedule a free consultation during which we can discuss the facts of your case.
Our attorneys will enable you to feel confident about your Uber or Lyft accident case. We want to help you seek financial compensation for your injuries. Reach out to us today to learn more about the legal options available to you.
